
How It Works
01
A lender reviews available loan options and selects a term and interest rate.
02
The lender provides a private loan directly to KMT Global under a written agreement.
03
KMT uses the loan for business purposes.
04
KMT pays interest at agreed intervals.
Loan Terms (Examples)
Terms ranging from 15–20 months
Return rates vary by duration
$
Monthly, quarterly, or end‐of‐term interest payments
Return rates vary by duration
* Risk Disclosure
Private loans involve risk, including the possibility that KMT may be unable to repay the loan.
Only individuals who understand and accept these risks should participate.
How Returns Work
Interest Earnings
Returns are fixed according to the loan agreement. Lenders know exactly how much interest they will
receive at each interval.

Factors That May Influence Rates
03
Current internal borrowing needs
01
Loan term
02
Loan amount
04
Market conditions affecting KMT’s internal operations
Example Return Schedule
6-month
Fixed OO% return
12-month
Higher % return
18-month
Premium % return
