How Returns Work

Interest Earnings

Returns are fixed according to the loan agreement. Lenders know exactly how much interest they will

receive at each interval.

Factors That May Influence Rates

03

Current internal borrowing needs

Loan term

Loan amount

Market conditions affecting KMT’s internal operations

Why Private Lending?

Private loans allow individuals to earn a fixed return without purchasing investment products or taking on ownership.

KMT assumes full responsibility for repayment under each contract.